We all know that car insurance can be expensive. In fact, according to a recent study published on the Insurance.com website, the average person can expect to pay more than $84,000 over his or her lifetime in car insurance. When you begin to add dependent drivers to your policies, this amount can increase even more. The problem with finding “average” car insurance prices is that the cost of auto insurance varies so much from person to person that averages are often poor representations of what you as an individual will pay. There are many factors that are involved in calculating the cost of your auto insurance premiums, and a change in any of these factors can mean a big difference in your insurance costs. The average cost for car insurance for an individual nationwide is currently $1,677 per year. Assuming a family of four pays a base premium of this amount and then an additional twenty percent per person to insure the rest of the family, the total average cost would be $2,638. Of course, this is ...

Most adult Americans drive cars and while we may assume that we have the right to drive, driving is actually a privilege and not a right. Each citizen’s right is to be afforded the opportunity to earn the privilege to drive. As with most aspects of modern society, privileges are governed by the laws of the jurisdiction, including municipalities, counties and States. Federal law even comes into play in regard to policy, as Federal funding for infrastructure influences local jurisdictions. The number of traffic regulations is vast, from speed limits to appropriate lighting, use of devices while driving to noise levels inside the car. Inevitably, virtually every driver will find themselves on the wrong side of the law at some point in their life. Many adult drivers get traffic tickets for something they may not have even realized they were doing ...

There has been much ado about how the electric car is the vehicle of the future since the electric car first hit the pavement in the late 90’s. But, it has been a long, arduous and extremely bumpy road for the electric car so far. Sales of the electric car have been far from spectacular, and in many cases have not met even the lowest expectations, the technology has been hampered by bureaucracy and economic recession, the prices of the cars have not gone down as much as expected and in some cases have actually risen. Needless to say, the allure of the electric car has yet to fulfill the expectations of the car creators, and the imagination of the car buyers. There are many reasons why electric cars have failed to generate the sales and live up to the hype, ...